Underpants. Can be used to describe male or female underpants. More likely to be acceptable if used by a guy describing a girls underpants.

Originates from the Hindi word chadees for underpants.
Man, I really want to get into her chadees.
ayon kay Prem Shah ika-24 ng Agosto, 2006
A person who receives 90-degree loving from a chadder, often in the showers.
"Pick up the soap Charlie, there's a good chadee"
ayon kay AW ika-22 ng Disyembre, 2004

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