Someone in the uk who lives in a council housing scheme, these people are usually jobless and have countless children. They spend most of there day watching Jeremy Kyle or walking to the shops for cheap cider and lager usually wearing pyjamas and fake ugg boots.
I met a girl on Saturday night but I have been deliberately missing her calls because she's nothing but a scheme rat.

That scumbag Stevie is nothing but a scheme rat he spends his days drinking cider and smoking weed
ayon kay Djc2508 ika-23 ng Enero, 2014

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